Solar Financing

Go solar today, pay over time.

Don't let the upfront cost stand between you and reliable power. We partner with licensed lenders - including Checkoff Finance - to spread your solar investment across flexible monthly terms.

3–18 monthsFlexible repayment terms

3–5 working daysApplication review

From ₦1.5MEligible package value

What you get

Financing that keeps your warranties intact and your monthly outlay predictable.

Flexible repayment

Choose a plan from 3 to 18 months and match repayment to your budget through a simple direct debit.

Fast, clear process

Apply once with your documents and guarantor. Review and credit assessment typically take 3–5 working days.

Full warranty cover

Every manufacturer and workmanship warranty stays valid on a financed installation.

Apply Now

Start your application

Tell us whether you're applying as an individual or a business, upload your documents, and add a guarantor. We review every application and submit it to our financing partner on your behalf.

Licensed lenders onlyYour data is processed under the Nigeria Data Protection Act (NDPA).
One transparent invoiceYou only pay your equity contribution plus the approved invoice - never extra to us.
Equipment-securedThe installed system secures the loan until it is fully repaid.

Our Financing Partners

Apply for solar financing

Financing is available for packages valued above ₦1.5 million.

Applicant Type

Contact

Full Name *

Phone / WhatsApp *

Email Address *

Location (City, State)

Package Interested In *

Identity

BVN * (11 digits, for credit check)

Don't know your BVN?Dial *565*0#

NIN * (11 digits, for ID verification)

Get your NIN slip Dial *346#

Financing Details

Monthly Net Income

Preferred Repayment Period

Equity / Down Payment Ability

Guarantor

A guarantor is required. The financing partner may call your guarantor during verification, so use someone who can vouch for you.

Guarantor Full Name *

Guarantor Phone *

Relationship to Guarantor

Required Documents

Upload clear PDFs or photos, max 10MB each. Your itemised solar quote is attached automatically from the package you selected.

Valid Means of ID * (National ID, Voter's, Driver's License or Passport) ↑Click to upload (PDF or image)

Recent Passport Photograph * ↑Click to upload (image)

Utility Bill * (not older than 3 months — shows your address) ↑Click to upload (PDF or image)

12-Month Personal (Salary) Bank Statement * (most recent 12 months, PDF) ↑Click to upload (PDF)

Work ID Card or Employment Letter * ↑Click to upload (PDF or image)

Additional Information

Your BVN, NIN, bank statement and documents are used solely for credit assessment by our licensed financing partners under the Nigeria Data Protection Act (NDPA). They are never sold or shared with unrelated third parties.

I have read and agree to the financing Terms & Conditions — including the equity contribution, administrative fee, direct-debit repayment, and that the solar package serves as collateral until fully repaid.

How financing works

From application to power-on, here's what to expect.

Apply & upload

Submit this form with your documents, identity details and guarantor.

We review

We check your application and forward it to the financing partner for assessment.

Credit assessment

Your credit status, bank statements, affordability and other documents will be reviewed.

Approval & acceptance

On approval you pay your equity contribution and admin fee, sign the agreement, and set up direct debit.

Installation

Funds are released to ATOM Energies, while your installation will be scheduled.

Repay & own

Repay monthly by direct debit. Full ownership transfers once the system is fully paid off.